This is an important prophetic warning to property owners, whether private or commercial, who have mortgages on houses or on commercial buildings, and to anyone who has loans of any kind. I have been warning about this now for several years, and in particular the last two or three, but now Yahweh has shown me in vision and spoken with His voice, so listen carefully.

This morning, at 10.45 am, a vision suddenly opened to me and I saw a creature whose head resembled the Star Wars character, Yoda, though unlike Yoda he was very thin and tall (Yoda was very small) and he was jet-black (Yoda was green). I heard a voice speaking to me, not from the creature, but One that I recognise, and He said to me: WHEN LIENS ARE ABOUT TO DESTROY.

The word 'liens' - spelled 'l-i-e-n-s' - sounds like 'leans' as when someone is 'leaning' against something. I knew what the spelling was and what it meant. For those of you who do not know what a lien is, something you'll probably not hear unless you're involved in finance in some way, a lien is a 'right on property to keep possession of it till debt due in respect of it is discharged' (to use the legal jargon). Put in plain English, a lien is a claim or legal right against assets (personal possessions) that are typically used as collateral to satisfy a debt. When many years ago I secured a bank loan, I put up my home up as colateral. Had I failed to repay the monthly coat of the loan, the bank would have had the right to seize my house and sell it to secure the money I owed them.

What this revelation is saying is this: if you are still paying monthly installments on a house morgage or some other loan, in a very short time you won't be able to afford to pay any more and your creditor will have the right, by law, to seize any possessions (like a house) in order to recover his debt. The last time this happened was during the financial crisis of 2007-8 caused by too much cheap credit being issued and lax lending standards that fuelled a housing bubble, and when the bubble burst, banks were left holding trillions of dollars of worthless investments in subprime mortgages. In the depression that followed, millions of people found themselves without their jobs, savings and homes. What's coming is going to be orders of magnitude worse than that - the crash will destroy businesses and lives. A sudden rise in bank interest rates is usually the reason those with bank loans default on their payments.

Please, if you have ignored me, and others, making similar warnings in the past, don't ignore us this time. Now it's going to happen. Lower your standard of living before life forces you to so that you will be prepared. If you have a mortgage or house loan, either pay it all off immediately (if you have the money) or (if you don't), sell it and get something more modest and cheaper but don't get another bank loan! Buy a hut with a fire place if needs be so you at least have a roof over your head because this next crash is likely to occur during the winter or soon thereafter. I have not been given a date, I just know the urgency of this now.

One thing I want to add is how Yahweh speaks to me, using words and images that will get my attention so that I will research them out more fully for deeper meaning. Now I don't know who, or what, the dark creature was but I do know that its head resembled that of a fictitious character and that because of its name. As a SciFi enthusiast Yahweh knew I would make immediate word associations that would enable Him to confirm His message in a way that could not be misinterpreted as fantasy or chance. Yoda appears in The Empire Strikes Back and according to the author, who was a Buddhist, he took the name from the Sanskrit yoddha meaning 'warrior'. As a Bible expositor Yahweh also knew I would check the Hebrew too where the word yodea means 'one who knows'. In other words, Yahweh not only knows what is about to happen (since He is omniscient) but the destructive, demonic powers of the 'dark side' know too, because they're the ones who have set this all up and are waging war against humanity which through its sinning and rebellions has let these entities in to do their destructive work. We have been talking a lot about these creatures in our Book of Revelation and in the many warnings given over recent years on the current Penultimate Judgment.

I believe this will be the final warning concerning those paying back debts. You must take immediate steps. Not only must you clear mortgages, credit card and other loans fast, but if you are a home-owner and pay property taxes to the government each year, make sure you have the next payment ready in advance plus some extra because cash-strapped governments are going to lay in heavily with taxes to keep their own sinking ships afloat. It's happening already with the new globalist Sunak régime in the United Kingdom which is a warning of what is going to happen everywhere. And we're not just talking about the kind of pain and suffering caused by the 2007/8 crisis but something far worse this time.

Now it's up to you whether you believe me or not. You should double check with Yahweh if you're a believer, of course. If you don't believe me, then just move on. And it's not as though I am the only one making similar pronouncements, because I'm not. Even unbeliever experts are saying it, so believe them if you won't believe me. This is a really dangerous time for property owners, and indeed for anyone in debt, because if you can't pay off your debts when they are called in, in many countries you'll either find yourself on the streets or in prison and potentially leaving families destitute and defenseless. So pray about this earnestly. And not only property owners, but people with bank assets. My counsel remains: do not keep in your bank accounts any more than you need to pay your monthly bills, or an amount you are prepared to write off. If you have savings, convert them to solid assets like precious metals which will not only weather the coming storm but appreciate in value too. I want you to know that I am deadly serious and that I took such steps in anticipation of this a long time ago. Take a look at my last Rosh Chodesh sermon two days' ago for more information.

Be wise and go in Yah'shua's (Jesus') peace. Amen.